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​OSAP Information

See all thimportant info below, regarding OSAP, elig​ibility, application website, aid calculator, etc.


Check out these links and video for Helpful Info on the NEW Changes -->

What is OSAP?

The Ontario Student Assistance Program (OSAP) offers two kinds of money:

  • grants: money you don’t have to pay back
  • a student loan you need to repay

Both the Ontario government and federal government provide this money.

All you need to do is fill out the online or paper application for a full-time or part-time student. OSAP will automatically consider you for the following loan and grant programs:

Full time students (60%+ of a full course load; 40%+ if you have a permanent disability)

  • Canada-Ontario Integrated Student Loan
  • 30% Off Ontario Tuition
  • Ontario Access Grant
  • Ontario Access Grant for Crown Wards
  • Canada Student Grant for Persons with Dependants
  • Canada Student Grant for Persons from Middle-Income Families
  • Canada Student Grant for Persons from Low-Income Families
  • Canada Student Grant for Persons with Permanent Disabilities
  • Ontario Distance Grants – Travel or Commuting
  • Ontario Living and Learning Grant
  • Child Care Bursary
  • Ontario Student Opportunity Grant

Part-time students (between 20-59% of a full course load)

  • Part-Time Canada Student Loan
  • Canada Student Grant for Persons with Permanent Disabilities
  • Canada Student Grant for Part-Time Studies
  • Canada Student Grant for Part-Time Students with Dependants
  • Ontario Part-Time Grant

There is no fee to apply for OSAP.

If you are a student in special circumstances, you might also be eligible for other forms of aid. You need to apply for some of these programs separately.

Learn more: Students in special circumstances

You can get OSAP to attend a public or private postsecondary school located anywhere in the world, as long as it’s approved for OSAP.

Find out if a school is approved for OSAP

Who is eligible?

OSAP is open to Ontario residents who are a:

  • Canadian citizen
  • permanent resident or
  • protected person

Definition: Ontario resident

When determining if you're eligible, the government considers:

  • your status (e.g., married or a dependent student)
  • the school you attend/will attend (a school needs to be approved for OSAP)
  • program of study
  • course load (full or part-time)
  • study period
  • academic progress
  • education expenses
  • you and your family’s financial contribution

Search: schools approved for OSAP

You may not be eligible for OSAP if you:

  • have enough financial resources to cover your expenses allowed by OSAP
  • receive other government aid that covers your postsecondary education expenses
  • have defaulted on a student loan
  • failed a credit check
  • don’t meet the academic progress requirements
  • have multiple loan overpayments outstanding
  • tell us your income is one number and there’s a significant difference between that number and the one on file with the Canada Revenue Agency
  • declared bankruptcy or consumer proposal, or consolidation orders under the Orderly Payment of Debts​

How much can I get?

The amount of money you can get depends on:

Your education expenses: the amount of money you need to cover tuition, books, child care, personal living expenses, supplies and equipment.

Your personal financial situation: how much you and your family are expected to contribute, based on income, family size and other factors.

If you receive social assistance, you must speak to your caseworker about your educational plans and OSAP funding.

Your course load: full or part-time.

Full-time application: you’ll be considered for living costs and direct educational costs

Part-time application: only for your direct educational costs

The basic formula is:

Allowed education expenses – money you’re expected to contribute = financial need

Maximum amount

The maximum amount you can get depends on your circumstances.

For an academic year for a typical (two term) full-time student:

  • single, no dependents: $12,580
  • married or common-law or sole-support parent: $19,380

Read on: maximum OSAP amounts

Online tool: OSAP Aid Estimator

Additional aid due to special circumstances

You could be eligible for additional money if you are:

  • an Indigenous student
  • a student with a permanent disability
  • a youth with Crown ward status
  • the first in your family to go to college or university

Read on: OSAP for students in special circumstances

 ​Ontario Student Access Guarantee

If OSAP doesn’t cover all of the expenses that directly relate to your program (books, tuition, mandatory fees) – and you still need money - public colleges and universities in Ontario have to provide financial help.

This money could include:

  • bursaries
  • scholarships
  • work study programs
  • summer employment programs

In a program you can enter straight from high school? You’re automatically considered for this guarantee, based on the information in your OSAP application.

Graduate/professional students (e.g., law, medicine): you will need to apply to your school’s financial aid office.

When to apply

The OSAP application is now open.

If you’re returning to school and received OSAP last year, you have to fill out an OSAPapplication for this academic year.

Definition: Academic year

Apply early. You can apply even before you are accepted to your program. But remember: there are deadlines.

Apply online now​